The Motor Insurers' Anti-Fraud and Theft Register (MIAFTR) is a register maintained by the Association of British Insurers (ABI) with the purpose of helping combat motor insurance fraud and reduce vehicle theft.

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What is a MIAFTR Check?

But can it be relied upon? Motorscan investigates, diving deep into what MIAFTR is, how it works, and how it benefits insurance companies and policyholders alike. With helpful information and insights, Motorscan provides the resources for understanding MIAFTR and how it can help you make informed decisions about your next car purchase.

Latest guides about MIAFTR


March 1, 2023

Buying a Used Car: Can Insurers Miss Write-Off Histories?

It makes sense to check a vehicle for markers and avoid the pitfalls of buying an insurance write-off or even a stolen car. Running a MIAFTR check through Motorscan's premium car history check does just that, and whilst it may not be foolproof because of an ill-conceived loophole, it remains the most highly effective tool to avoid car fraud!

February 27, 2023

What is a MIAFTR Check?

Don't be a statistic by falling victim to car fraud. Motorscan's premium car check service scans the MIAFTR and salvage auction sites to ensure the vehicle you're interested in buying hasn't been stolen, written off or sent to salvage—won't that be a weight off your mind?

February 27, 2023

Should you Run a MIAFTR Check?

If you're about to buy your next used car, don't let the fraudsters win! Carrying out a MIAFTR check with Motorscan could save you money and time from the fallout of purchasing a stolen vehicle or a worthless write-off. A quick, easy, effective solution for peace of mind and a win against unscrupulous scammers!

Frequently asked questions about MIAFTR Check

Where can I get a MIAFTR Check?

You can obtain a MIAFTR Check from various sources, including online services such as Motorscan, government agencies, and third-party providers. Some car dealerships and private sellers may also provide a car history report as part of their sales process.

What does it mean if a car is unrecorded?

A vehicle classified as Category U, also referred to as “unrecorded salvage,” has damage that has not been reported to the insurance company for reasons such as the driver being uninsured or having only third-party insurance. This category indicates that the damage to the vehicle has not been officially documented by the insurance company.

What is CAT U?

A “Category U” vehicle refers to a car, van, truck, or any other type of mechanically propelled vehicle that has not been classified as a write-off. This indicates that the vehicle may have minimal or no damage and could require only minor repairs to be roadworthy again.

Is it safe to buy a Category S car?

In general, Category S cars can be safe to buy if they have been properly repaired and inspected, and if you take appropriate precautions such as thoroughly inspecting the vehicle and verifying its repair history. However, it’s important to exercise caution and seek professional advice before making a decision.

Published April 20, 2023 by Zoe Hicks | Last reviewed June 20, 2024 by Jonathan McDonald