PORSCHE · TOP TABLE, DONE PROPERLY

Porsche Car Insurance

Every Porsche insures from the top of the group table — the question isn't whether it's group 40+, it's how you structure the policy. Limited mileage, agreed value, proper storage and the right insurer separate a fair Porsche premium from a punitive one.
  • balance 130+ UK insurers compared
  • query_stats Q2 2026 premium data
  • directions_car Insurance group free by reg

Premium data: Quotezone Car Insurance Price Index, Q2 2026 · updated July 2026 · quotes via Quotezone (FCA FRN 313860)

Key facts — Porsche insurance (Q2 2026)

  • Across 2,334 real Porsche vehicles checked on Motorscan (8 May 2026 – 4 Sep 2026), ABI insurance groups ranged from 34 to 50 (of 50), with a median of 48.
  • The UK average premium across all cars is £619 a year (fully comprehensive median, Q2 2026).
  • Any specific Porsche's exact insurance group is shown free when you check its reg with Motorscan.
Insurance groups · observed

Insurance groups for popular Porsche models

ABI insurance groups run 1 (cheapest) to 50. The observed ranges below come from 2,334 real Porsche vehicles checked on Motorscan between 8 May 2026 and 4 Sep 2026 — the exact group for any specific car depends on its engine, trim and year, and is shown free when you check its reg.

ModelInsurance groupNotes
Porsche Macan 35–50
median 44 · 393 checked
The volume Porsche and the gentlest to insure.
Porsche Cayenne 40–50
median 48 · 460 checked
Full-size SUV, full-size groups.
Porsche 718 Cayman / Boxster 34–50
median 44 · 353 checked
The mid-engined pair reward limited-mileage terms.
Porsche 911 46–50
median 50 · 540 checked
The icon — specialist and agreed-value territory, especially older generations.
Porsche Taycan 47–50
median 50 · 266 checked
Porsche performance plus EV repair economics tops the table.

Observed groups are the ABI insurance groups recorded against real Porsche vehicles checked on Motorscan (8 May 2026 – 4 Sep 2026); models with too few checks show the typical range instead. Trim and year decide the exact group — check any reg free above.

Porsche ownership patterns work in your favour: many are second or third cars doing small annual mileages, garaged, driven by older clean-record owners — exactly what limited-mileage agreed-value policies are built for, and why specialist/enthusiast insurers frequently halve mainstream quotes on 911s and 718s. Daily-driven Macans and Cayennes price more conventionally. Two constants: declare every modification (this market notices), and on used cars run the history — provenance drives both value and insurability, and a Cat-marked 911 is a very different proposition.

Check any Porsche's exact insurance group — free

Enter the reg for the insurance group, tax & MOT status, MOT history and mileage record. The full check adds write-off, stolen and finance.

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FAQ

Porsche Car Insurance — frequently asked questions

arrow_forward_ios How much does Porsche insurance cost?

The groups say 36–50, but structure dominates: a garaged, 4,000-mile-a-year Cayman on an agreed-value specialist policy can cost less to insure than a daily-driven hot hatch. Compare the broad market for the benchmark, then get one or two specialist quotes.

On anything special, appreciating or modified — yes. Market-value settlements argue; agreed value fixes the number when you buy the policy. On older 911s it's close to essential.

Usually comparable or slightly higher — it stacks Porsche performance on EV battery-and-repair economics, and both sit at group 48–50. Insurer EV repair-network quality matters as much as price here.

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