RENAULT · CLIO ECONOMICS

Renault Car Insurance

The Clio has been a cheap-insurance icon for thirty years, and modern Renaults keep the tradition: low groups across the volume range, with the Zoe among the cheapest EVs to cover — provided the battery-lease question is answered correctly.
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  • query_stats Q2 2026 premium data
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Premium data: Quotezone Car Insurance Price Index, Q2 2026 · updated July 2026 · quotes via Quotezone (FCA FRN 313860)

Key facts — Renault insurance (Q2 2026)

  • Across 8,023 real Renault vehicles checked on Motorscan (8 May 2026 – 4 Sep 2026), ABI insurance groups ranged from 3 to 49 (of 50), with a median of 13.
  • The UK average premium across all cars is £619 a year (fully comprehensive median, Q2 2026).
  • Any specific Renault's exact insurance group is shown free when you check its reg with Motorscan.
Insurance groups · observed

Insurance groups for popular Renault models

ABI insurance groups run 1 (cheapest) to 50. The observed ranges below come from 8,023 real Renault vehicles checked on Motorscan between 8 May 2026 and 4 Sep 2026 — the exact group for any specific car depends on its engine, trim and year, and is shown free when you check its reg.

ModelInsurance groupNotes
Renault Clio 3–39
median 10 · 2,666 checked
Entry trims near the bottom of the table; a first-car classic.
Renault Captur 7–37
median 11 · 867 checked
The Clio-based crossover adds little to the group.
Renault Megane / Megane E-Tech 7–39
median 17 · 927 checked
Hatch modest; the electric Megane carries mid-EV groups.
Renault Zoe 14–26
median 18 · 186 checked
One of the cheapest EVs to insure — with one battery-lease caveat (below).
Renault Arkana / Austral 14–24
median 17 · 181 checked
The newer crossovers stay mainstream.

Observed groups are the ABI insurance groups recorded against real Renault vehicles checked on Motorscan (8 May 2026 – 4 Sep 2026); models with too few checks show the typical range instead. Trim and year decide the exact group — check any reg free above.

The Renault-specific trap is the Zoe battery lease: many 2013–2019 Zoes were sold with the battery leased from Renault rather than owned. On a used purchase that lease transfers to you (a monthly fee), and it must be declared when insuring — the battery isn't yours to cover. A full history check plus the seller's paperwork settles ownership before you buy. Beyond that, Renault's insurance story is straightforwardly cheap, with Alpine-badged sporty trims the only warm spots.

Check any Renault's exact insurance group — free

Enter the reg for the insurance group, tax & MOT status, MOT history and mileage record. The full check adds write-off, stolen and finance.

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FAQ

Renault Car Insurance — frequently asked questions

arrow_forward_ios Are Renaults cheap to insure?

Yes — Clio (group 3–15), Captur and the volume range all sit low, and the Zoe is one of the cheapest EVs to cover. Only Alpine-fettled performance trims price up.

Whether the battery is owned or leased. Many pre-2020 Zoes carry a transferring battery lease — declare it when quoting so the cover position on the pack is explicit. Confirm ownership from the paperwork before buying.

From group 3 (older entry trims) to the mid-teens for the punchier current engines. Check the exact car free by reg — trim moves Clio groups more than generation does.

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