FIAT · SMALL CARS, SMALL PREMIUMS

Fiat Car Insurance

Fiat's UK range is essentially small cars done charmingly, and the insurance follows: the Panda starts around group 3, the 500 spans 5–15 across its many trims, and nothing in the volume range gives an insurer pause. The Abarth versions are the deliberate exception.
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  • query_stats Q2 2026 premium data
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Premium data: Quotezone Car Insurance Price Index, Q2 2026 · updated July 2026 · quotes via Quotezone (FCA FRN 313860)

Key facts — Fiat insurance (Q2 2026)

  • Across 4,643 real Fiat vehicles checked on Motorscan (8 May 2026 – 4 Sep 2026), ABI insurance groups ranged from 1 to 50 (of 50), with a median of 8.
  • The UK average premium across all cars is £619 a year (fully comprehensive median, Q2 2026).
  • Any specific Fiat's exact insurance group is shown free when you check its reg with Motorscan.
Insurance groups · observed

Insurance groups for popular Fiat models

ABI insurance groups run 1 (cheapest) to 50. The observed ranges below come from 4,643 real Fiat vehicles checked on Motorscan between 8 May 2026 and 4 Sep 2026 — the exact group for any specific car depends on its engine, trim and year, and is shown free when you check its reg.

ModelInsurance groupNotes
Fiat Panda 1–11
median 3 · 491 checked
Honest bottom-table motoring — one of the cheapest cars in Britain to insure.
Fiat 500 (petrol/hybrid) 5–18
median 8 · 2,429 checked
Style icon with city-car groups; trim proliferation moves it around.
Fiat 500e (electric) 15–21
median 17 · 48 checked
The EV 500 steps up but stays affordable by electric standards.
Fiat Tipo 6–22
median 9 · 89 checked
The sensible hatch nobody talks about, priced accordingly.
Fiat Abarth 595/695 28–36
typical range
The hot 500s insure like the pocket rockets they are.

Observed groups are the ABI insurance groups recorded against real Fiat vehicles checked on Motorscan (8 May 2026 – 4 Sep 2026); models with too few checks show the typical range instead. Trim and year decide the exact group — check any reg free above.

A 500-specific note: it's one of Britain's most popular first cars, so insurers see enormous volumes of young-driver 500 claims — the model's groups stay low, but a 17-year-old in one still pays 17-year-old prices (the age tables above show what that means regionally). Used 500s also churn through the classifieds at pace; the MOT and mileage history, free by reg, separates cherished from thrashed in thirty seconds.

Check any Fiat's exact insurance group — free

Enter the reg for the insurance group, tax & MOT status, MOT history and mileage record. The full check adds write-off, stolen and finance.

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FAQ

Fiat Car Insurance — frequently asked questions

arrow_forward_ios Are Fiats cheap to insure?

The volume range, very: Panda from group 3, 500 from group 5, Tipo single-digits up. Only the Abarth hot versions (28–36) price like performance cars.

Petrol and mild-hybrid 500s run roughly groups 5–15 depending on engine and trim; the electric 500e sits around 16–24. Check the exact car's group free with a reg check.

Yes — low groups, cheap parts, and city-car dimensions. Pair it with a black box policy and the young-driver checklist in our guides; the car is the easy half of the equation.

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