Kia Car Insurance
Kia's insurance profile mirrors Hyundai's with a longer warranty: the Picanto anchors the cheap end (groups 4–10), the Sportage holds the family mid-ground, and only the EV6 and performance-adjacent EVs climb into the 30s.
- 130+ UK insurers compared
- Q2 2026 premium data
- Insurance group free by reg
Premium data: Quotezone Car Insurance Price Index, Q2 2026 · updated July 2026 · quotes via Quotezone (FCA FRN 313860)
Key facts — Kia insurance (Q2 2026)
- Across 7,938 real Kia vehicles checked on Motorscan (8 May 2026 – 4 Sep 2026), ABI insurance groups ranged from 1 to 50 (of 50), with a median of 13.
- The UK average premium across all cars is £619 a year (fully comprehensive median, Q2 2026).
- Any specific Kia's exact insurance group is shown free when you check its reg with Motorscan.
Insurance groups for popular Kia models
ABI insurance groups run 1 (cheapest) to 50. The observed ranges below come from 7,938 real Kia vehicles checked on Motorscan between 8 May 2026 and 4 Sep 2026 — the exact group for any specific car depends on its engine, trim and year, and is shown free when you check its reg.
| Model | Insurance group | Notes |
|---|---|---|
| Kia Picanto |
1–12 median 6 · 1,225 checked |
City-car groups; a first-car staple alongside the i10 and Aygo. |
| Kia Rio / Stonic |
1–18 median 8 · 932 checked |
Supermini and small-crossover sensible. |
| Kia Ceed |
7–29 median 13 · 809 checked |
The family hatch stays mid-table. |
| Kia Sportage |
10–27 median 18 · 2,324 checked |
Volume family SUV; hybrids at the top of the span. |
| Kia Niro / EV6 |
11–45 median 21 · 912 checked |
Niro hybrid modest; Niro EV higher; EV6 carries premium-EV groups (GT ~43). |
Observed groups are the ABI insurance groups recorded against real Kia vehicles checked on Motorscan (8 May 2026 – 4 Sep 2026); models with too few checks show the typical range instead. Trim and year decide the exact group — check any reg free above.
Check any Kia's exact insurance group — free
Enter the reg for the insurance group, tax & MOT status, MOT history and mileage record. The full check adds write-off, stolen and finance.
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Kia Car Insurance — frequently asked questions
Are Kias cheap to insure?
Broadly yes — Picanto, Rio, Ceed and Sportage all occupy low-to-mid groups. The EV6 (especially the GT) is the deliberate exception, priced as the premium EV it is.
What insurance group is a Kia Sportage?
Roughly 12–24 depending on engine and trim — mainstream family-SUV territory. The exact car's group shows free when you check its reg with Motorscan.
Did the Kia theft problem raise UK premiums?
No — the US theft wave exploited an immobiliser omission on US-built cars that UK/European Kias never had. UK insurers price UK claims data, and UK Kias show no unusual theft pattern.
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